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Dillard's (DDS)
NYSE:DDS
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Dillard's
(NYSE:DDS)
77Outperform
Dillard's (DDS) vs. S&P 500 (SPY)
Market Cap
$6.38B
Dividend Yield0.25%
Average Volume (3M)146.56K
Price to Earnings (P/E)11.6
Beta (1Y)1.12
Revenue Growth-3.94%
EPS Growth-17.83%
CountryUS
Employees22,800
SectorConsumer Cyclical
Sector Strength75
IndustryDepartment Stores
Share Statistics
EPS (TTM)10.39
Shares Outstanding11,710,808
10 Day Avg. Volume130,227
30 Day Avg. Volume146,558
Financial Highlights & Ratios
PEG Ratio-6.06
Price to Book (P/B)2.75
Price to Sales (P/S)0.00
P/FCF Ratio10.70
Enterprise Value/Market Cap0.95
Enterprise Value/Revenue0.23
Enterprise Value/Gross Profit3.20
Enterprise Value/Ebitda1.58
Forecast
1Y Price Target
$329.33Price Target Upside-21.50% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering3
Dillard's Business Overview & Revenue Model
Company DescriptionDillard's, Inc. operates retail department stores in the southeastern, southwestern, and midwestern areas of the United States. Its stores offer merchandise, including fashion apparel for women, men, and children; and accessories, cosmetics, home furnishings, and other consumer goods. As of January 29, 2022, the company operated 280 Dillard's stores, including 30 clearance centers, and an Internet store at dillards.com. It also engages in the general contracting construction activities. The company was founded in 1938 and is based in Little Rock, Arkansas.
How the Company Makes MoneyDillard's generates revenue primarily through the sale of merchandise in its department stores and online. Its key revenue streams include women's, men's, and children's clothing, shoes, accessories, cosmetics, and home goods. The company also benefits from private label brands, which often yield higher profit margins. Additionally, Dillard's earns revenue through credit operations by offering proprietary credit cards, which encourage customer loyalty and drive sales. The company may also engage in strategic partnerships and collaborations with various brands to enhance its product offerings and attract a diverse customer base.
Dillard's Financial Statement Overview
Summary
Overall, Dillard's financial health is strong, characterized by solid profitability, stable balance sheet metrics, and effective cash flow management. The company has shown resilience in navigating market challenges, with significant improvements in profitability and debt management. However, declining revenue and total assets may pose challenges for future growth, requiring strategic focus on revenue generation and asset optimization.Income Statement
Dillard's shows a strong recovery from previous years, with significant improvements in profitability metrics. The gross profit margin is notably high, reflecting efficient cost management. Although the net profit margin decreased in 2025 due to a drop in revenue, the company maintains strong EBIT and EBITDA margins, indicating operational efficiency. The overall trajectory is positive, showing resilience and adaptability in a competitive market.85
Very Positive
Balance Sheet
The balance sheet is stable with a healthy equity ratio and a manageable debt-to-equity ratio. Dillard's has a strong stockholders' equity base, providing financial stability. The reduction in total debt over the past years indicates prudent financial management. However, the total assets have slightly decreased over time, which could impact future growth potential.78
Positive
Cash Flow
Dillard's demonstrates robust cash flow management, with consistent operating cash flow generation. The free cash flow remains strong despite fluctuations in capital expenditures, indicating good capital management. The operating cash flow to net income ratio is healthy, showcasing the company's ability to convert earnings into cash effectively.82
Very Positive
| Breakdown | |||||
| TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
| Income Statement | Total Revenue | ||||
| 6.52B | 6.48B | 6.87B | 7.00B | 6.62B | 4.43B | Gross Profit |
| 1.89B | 2.56B | 2.84B | 3.01B | 2.88B | 1.36B | EBIT |
| 530.93M | 740.16M | 924.75M | 1.12B | 1.11B | -91.40M | EBITDA |
| 922.37M | 947.44M | 1.14B | 1.31B | 1.31B | 109.59M | Net Income Common Stockholders |
| 577.24M | 593.48M | 738.85M | 891.64M | 862.47M | -71.70M |
| Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | ||||
| 956.32M | 1.04B | 956.32M | 799.20M | 716.80M | 360.30M | Total Assets |
| 3.45B | 3.53B | 3.45B | 3.34B | 3.25B | 3.09B | Total Debt |
| 564.44M | 555.32M | 564.44M | 555.20M | 608.80M | 613.70M | Net Debt |
| -243.85M | -162.53M | -243.85M | -95.10M | -108.00M | 253.40M | Total Liabilities |
| 1.75B | 1.73B | 1.75B | 1.73B | 1.79B | 1.65B | Stockholders Equity |
| 1.70B | 1.80B | 1.70B | 1.61B | 1.45B | 1.44B |
| Cash Flow | Free Cash Flow | ||||
| 616.17M | 609.58M | 750.65M | 828.20M | 1.18B | 192.50M | Operating Cash Flow |
| 702.32M | 714.13M | 883.59M | 948.30M | 1.28B | 252.90M | Investing Cash Flow |
| 16.41M | -269.70M | -115.59M | -235.80M | -69.70M | -48.40M | Financing Cash Flow |
| -636.11M | -534.83M | -620.04M | -769.00M | -853.80M | -121.30M |
Dillard's Technical Analysis
Positive
419.51
Price Trends
352.27
Positive
402.15
Positive
385.01
Positive
Market Momentum
18.45
Negative
68.50
Neutral
86.48
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DDS, the sentiment is Positive. The current price of 419.51 is above the 20-day moving average (MA) of 367.02, above the 50-day MA of 352.27, and above the 200-day MA of 385.01, indicating a bullish trend. The MACD of 18.45 indicates Negative momentum. The RSI at 68.50 is Neutral, neither overbought nor oversold. The STOCH value of 86.48 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DDS.
Dillard's Risk Analysis
Dillard's disclosed 25 risk factors in its most recent earnings report. Dillard's reported the most risks in the “Production” category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Dillard's Peers Comparison
Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | $6.38B | 11.61 | 30.93% | 0.25% | -3.94% | -17.83% | |
76 Outperform | $5.69B | 14.41 | 17.56% | ― | 7.71% | 40.01% | |
72 Outperform | $3.35B | 5.82 | 13.40% | 5.85% | -3.60% | 442.87% | |
64 Neutral | $3.72B | 7.16 | 47.77% | ― | 15.60% | 71.45% | |
62 Neutral | $6.98B | 11.38 | 2.86% | 3.90% | 2.64% | -22.07% | |
58 Neutral | $939.57M | 8.67 | 2.83% | 19.25% | -7.18% | -65.92% | |
56 Neutral | $4.12B | 14.12 | 29.58% | 3.08% | 2.20% | 120.00% |
* Consumer Cyclical Sector Average
Performance Comparison
DDS
Dillard's
419.51
0.22
0.05%
ANF
Abercrombie Fitch
76.64
-67.80
-46.94%
KSS
Kohl's
8.30
-15.32
-64.86%
M
Macy's
12.09
-7.10
-37.00%
JWN
Nordstrom
24.66
4.15
20.23%
URBN
Urban Outfitters
61.34
20.02
48.45%
Dillard's Corporate Events
Executive/Board Changes
Warren A. Stephens Resigns from Dillard’s Board
Neutral
May 5, 2025
On April 29, 2025, Warren A. Stephens announced his resignation from Dillard’s Board of Directors, effective immediately after his confirmation as the U.S. Ambassador to the United Kingdom. His departure was not due to any disagreements with the company regarding its operations, policies, or practices.
Spark’s Take on DDS Stock
According to Spark, TipRanks’ AI Analyst, DDS is a Outperform.
Dillard’s overall stock score reflects strong financial performance and attractive valuation, counterbalanced by bearish technical signals. The company’s financial resilience and undervaluation are strengths, though technical indicators suggest caution. The strategic extension of the credit facility supports long-term operational flexibility, but declining revenue and assets pose future growth challenges.
To see Spark’s full report on DDS stock, click here.
Private Placements and FinancingBusiness Operations and Strategy
Dillard’s Extends Credit Facility to 2030
Positive
Mar 18, 2025
On March 12, 2025, Dillard’s, Inc. amended its $800 million senior secured revolving credit facility, extending the maturity date to March 12, 2030, with a $200 million expansion option. The amendment, arranged by JPMorgan Chase Bank, N.A., reduces applicable rates and unused commitment fees, reflecting Dillard’s strategic focus on liquidity and operational flexibility, with no financial covenants required if availability exceeds $80 million.
Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.